Punjab Kisan Card Phase 2
The Punjab government has announced good news for farmers by launching Punjab Kisan Card Phase 2, under which 13,444 farmers have submitted online applications in Sialkot district so far. More interestingly, in a major change in the scheme, the interest-free loan limit has now been increased from 5 acres to 10 acres, and financial assistance of Rs 30,000 per acre is being provided. This initiative is part of Chief Minister Maryam Nawaz Sharif’s vision to empower farmers and promote agriculture.
Not only does the scheme provide financial assistance, but the loan distribution is also very systematic 30% in cash, 20% for diesel, and 50% for the purchase of fertilizers, seeds, and medicines. Surprisingly, 95% of the farmers who took loans last year returned their money, which speaks volumes about their complete faith in the scheme. If you are also a farmer, apply now and take full advantage of this golden opportunity.
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What is the Punjab Kisan Card Phase 2?
The Punjab Kisan Card is a digital card introduced under the vision of Chief Minister Maryam Nawaz Sharif, enabling small farmers to receive interest-free loans up to Rs. 300,000. The card ensures that farmers have direct and transparent access to agricultural inputs and loan support for improved crop production.
In Phase 2, major upgrades have been made:
- Loan eligibility expanded to farmers with up to 10 acres of land
- Thousands of new registrations are underway across Punjab
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Eligibility Criteria for Punjab Kisan Card Phase 2
To qualify for this scheme, a farmer must meet the following conditions:
| Eligibility Requirement | Details |
| Citizenship | Must be a Pakistani citizen |
| Residence | Must belong to Punjab province |
| CNIC | Must have a valid CNIC |
| Land Ownership | Own 1 to 10 acres of agricultural land |
| SIM Registration | Have SIM registered on own CNIC |
| Bank Account | Have an active bank account (preferably in Punjab Bank or Zarai Taraqiati Bank) |
| Clean Credit History | Must not be a loan defaulter |
Step-by-Step: Punjab Kisan Card Phase 2 Online Registration Process
Follow these easy steps to apply for the Punjab Kisan Card online:
Step 1: Visit the Official Portal
Go to the Punjab Agriculture Department’s official website:
https://agripunjab.gov.pk
Step 2: Click on Kisan Card Phase 2 Registration
You’ll find a dedicated section for Kisan Card Phase 2. Click on it to begin your application.
Step 3: Fill Out the Online Form
Provide the following information:
- Full Name
- CNIC Number
- Mobile Number (Registered on CNIC)
- Land Ownership Details (Exact acres)
- District, Tehsil, Village
- Bank account details
Step 4: Submit and Wait for Verification
Your information will be verified by:
- Land Records Authority
- NADRA
- Agriculture Department
You will receive a confirmation message via SMS once the verification is complete.
Step 5: Kisan Card Issuance
After approval, you will be notified to collect your Kisan Card from the designated bank branch or agriculture office.
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Benefits of the Kisan Card for Farmers
| Benefit | Details |
| Interest-Free Loans | Rs. 30,000 per acre, up to 10 acres (max Rs. 300,000) |
| Structured Usage | 30% cash, 20% diesel, 50% fertilizers/seeds/pesticides |
| Easy Repayment | Seasonal repayment with no interest |
| Digital Monitoring | Transparency through digital record keeping |
| Repeat Loan Facility | Eligible farmers with good repayment can reapply |
Punjab Kisan Card Phase 2 Quick Overview
| Feature | Details |
| Scheme Name | Punjab Kisan Card Phase 2 |
| Launch Year | 2025 |
| Eligibility | 1–10 acres land ownership |
| Loan Amount | Up to Rs. 300,000 (Rs. 30,000 per acre) |
| Loan Type | 100% Interest-Free |
| Online Registration | Available via agripunjab.gov.pk |
| Status Update | Via SMS or official app |
| Card Usage | Inputs, diesel, seeds, fertilizers |
Over 13,000 Applications Received in Sialkot Alone
According to Deputy Director Agriculture (Extension) Sialkot, Mr. Sajjad Haider, a total of 13,444 online applications have been received for Punjab Kisan Card Phase 2 in the Sialkot district. Additionally, 217 farmers have submitted manual applications to benefit from this interest-free loan program.
This strong response from farmers clearly reflects their trust and growing interest in the scheme, which has already proven to be a game-changer in its first phase.
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Success of Phase 1 – 9,841 Kisan Cards Already Issued
Before the launch of Phase 2, the Punjab government had successfully issued 9,841 Kisan Cards to farmers in Sialkot by June 2024. These cards helped thousands of farmers gain easy access to financial support for agricultural activities, ensuring better crop productivity and improved livelihoods.
Major Update in Phase 2: Loan Limit Increased to 10 Acres
In a major improvement to the scheme, the loan eligibility area has been expanded from 5 acres to 10 acres in Phase 2. This means that farmers who own up to 10 acres of land are now eligible to receive interest-free loans through their Punjab Kisan Cards.
Each farmer can receive up to Rs. 30,000 per acre, making it a significant financial support for both small and medium landowners.
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Impressive Loan Repayment Rate from Phase 1 Farmers
One of the biggest indicators of this program’s success is the repayment behavior of beneficiaries. According to Mr. Sajjad Haider, around 95% of the farmers who availed loans in Phase 1 have successfully repaid their dues.
Thanks to this positive track record, these farmers are now eligible again to apply under Phase 2 and continue receiving the financial benefits.
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How Will the Loan Be Distributed in Phase 2?
The Punjab Kisan Card doesn’t just give cash it ensures the funds are used smartly and effectively. Here’s how the interest-free loan will be disbursed:
- 30% of the total loan amount will be given to the farmer in cash.
- 20% will be allocated specifically for purchasing diesel.
- 50% of the loan amount can be used to buy fertilizers, seeds, and pesticides from authorized dealers.
This structure ensures that the loan is used strictly for productive agricultural purposes, helping boost crop yield and reduce unnecessary expenses.
Message from the Agriculture Department: Apply Now!
Deputy Director Sajjad Haider has urged all eligible farmers to take full advantage of this scheme and submit their applications within the given timeframe.
He emphasized that this financial assistance is a golden opportunity for farmers to enhance their crop production, stabilize their income, and play a stronger role in Punjab’s economic growth.
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How Punjab Kisan Card is Transforming Agriculture
The Punjab Kisan Card Scheme is more than just a loan facility. It’s part of a long-term agricultural revival strategy aimed at empowering farmers, especially those who have limited access to commercial credit.
By offering interest-free, structured loans, this initiative is:
- Making farming more affordable
- Encouraging use of quality seeds and inputs
- Boosting crop productivity
- Strengthening rural economy
- And ensuring food security for the province
Under CM Maryam Nawaz’s vision, the Punjab government is committed to continuing and expanding such schemes that uplift the agricultural community and bring long-lasting prosperity to farmers.
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Final Words
The response to Punjab Kisan Card Phase 2 proves that farmers are ready to grow if given the right support. With interest-free loans, increased eligibility (up to 10 acres), and smart disbursement methods, the scheme is set to revolutionize farming across Punjab. If you’re a farmer and haven’t applied yet, now is the time. Take your farming journey to the next level with the Punjab Kisan Card, and be part of the new green revolution under a farmer-friendly government.